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HSBC Smart Value Credit Card HSBC

  • The cardholder can get up to 15% off on dining bills at more than 1000 restaurants spread across major cities in India.

Annual Fee 499
Network Visa
Card Type Low fee
Welcome Gifts
  • Earn 10% of cash back and a maximum of Rs 1000 on all spends across 5 minimum transactions, totalling a minimum of Rs 5000.
  • Earn a voucher from Cleartrip worth Rs 2000.
  • Earn Rs 250 worth gift voucher from Amazon on the first transaction for any value.
Rewards
  • Get 1 reward point for every Rs 100 spends.
  • Get 3X reward points on all spends via online, dining and telecom.
  • Per month the incremental reward points are capped at 1000 points.
  • The accumulated reward points are valid for a period of 2 years.
Features
  • Get fuel surcharge waiver of Rs 250 every calendar month, at any of the fuel filling stations across India for transactions between Rs 400 – Rs 4000.
  • The cardholder is eligible to get a voucher worth Rs 200 from BookMyShow on spending Rs 15,000 in a calendar year.
  • The cardholder can get vouchers of a maximum value of up to Rs 1,200 per the calendar year as a part of entertainment offer.
  • The card helps the user to choose low-interest EMI options from any of the following: Balance Transfer, Instant EMI, Loan on-phone, Cash-on-EMI, Balance Conversion.
Required Docs
  • One Identity Proof issued by the government of India – Election Voters ID, Driving License, Aadhaar Card, Passport, Ration Card.
  • Proof of Income – Last 3 months salary slip or last 3 months bank statement.
  • Duly filled in application form of HSBC Credit Card.
  • Address Proof – Electricity Bill (latest or previous month), Phone Bill (latest or previous month), Rental agreement, Flat maintenance bill (latest or previous month), bank statement (latest or previous month), Passport, Driving License
  • PAN Card.
  • Passport size photograph.
  • Salary Certificate/ Salary slip of employees of MNC Companies.
  • Photocopy of the latest credit card both front and back side and latest credit card statement of the employee of other bank’s credit cards which he/she currently holds.
  • Last 3 months’ salary slips photocopies of the employees who are working in Private Limited Companies.
Pricing
  • Joining Fee: Nil
  • Annual Fee: Rs 499
  • On spending Rs 50,000 or more during a year, the cardholder can get the renewal fee reversed for the next renewal year.
  • Earn an Amazon Voucher worth Rs 500 on paying an annual fee.
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