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Kotak Bank FD Interest Rate Calculator

Kotak Bank FD online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit in Kotak Bank. This will give the details of investment that's the principal amount on maturity after the interest is compounded on days or a monthly, quarterly, half-yearly and yearly basis. To learn about how your fixed deposit earns interest and how much will be your earning at the end of the tenure chosen, Goodreturns online calculators will help you.

Kotak Bank Fixed Deposit Interest Rates

Kotak Bank fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Kotak Bank fixed deposit interest rate and making the decisions is now very easy.

For domestic deposits - Less than Rs. 1 cr [ Revised on : 10-12-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Less than Rs. 1 cr 3.50 3.50
15 days to 30 days Less than Rs. 1 cr 4.00 4.00
31 days to 45 days Less than Rs. 1 cr 5.00 5.00
46 days to 90 days Less than Rs. 1 cr 5.50 5.50
91 days to 120 days Less than Rs. 1 cr 6.25 6.25
91 days to 179 days Less than Rs. 1 cr - 6.25
121 days to 179 days Less than Rs. 1 cr 6.25 -
180 days Less than Rs. 1 cr 7.00 7.00
181 days to 269 days Less than Rs. 1 cr 7.00 7.00
270 days Less than Rs. 1 cr 7.00 7.00
271 days to 363 days Less than Rs. 1 cr 7.00 7.00
364 days Less than Rs. 1 cr 7.00 7.00
365 days to 389 days Less than Rs. 1 cr 7.30 7.30
390 Days (12 months 25 days) Less than Rs. 1 cr 7.40 7.40
391 Days & above upto and inclusive of 699 Days Less than Rs. 1 cr 7.25 7.25
700 days (23 months) Less than Rs. 1 cr 7.25 7.25
701 days and above to less than 2 years Less than Rs. 1 cr 7.25 7.25
2 years to less than 3 years Less than Rs. 1 cr 7.25 7.25
3 years and above to less than 4 years Less than Rs. 1 cr 7.10 7.10
4 years and above to less than 5 years Less than Rs. 1 cr 7.00 7.00
5 years and above upto 10 years Less than Rs. 1 cr 6.50 6.50

For domestic deposits - Rs. 1 cr and above to Less than Rs. 5 cr [ Revised on : 13-12-2019 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Rs. 1 cr and above to Less than Rs. 5 cr 4.50 -
15 days to 30 days Rs. 1 cr and above to Less than Rs. 5 cr 4.50 -
31 days to 45 days Rs. 1 cr and above to Less than Rs. 5 cr 5.75 -
46 days to 60 days Rs. 1 cr and above to Less than Rs. 5 cr 6.25 -
61 days to 90 days Rs. 1 cr and above to Less than Rs. 5 cr 6.50 -
91 days to 120 days Rs. 1 cr and above to Less than Rs. 5 cr 6.75 -
121 days to 179 days Rs. 1 cr and above to Less than Rs. 5 cr 6.75 -
180 days Rs. 1 cr and above to Less than Rs. 5 cr 7.10 -
181 days to 270 days Rs. 1 cr and above to Less than Rs. 5 cr 7.10 -
271 Days to 279 Days Rs. 1 cr and above to Less than Rs. 5 cr 6.25 -
280 days to less than 12 months Rs. 1 cr and above to Less than Rs. 5 cr 7.25 -
12 months to less than 15 months Rs. 1 cr and above to Less than Rs. 5 cr 7.40 -
15 months to less than 18 months Rs. 1 cr and above to Less than Rs. 5 cr 7.40 -
18 months to less than 2 years Rs. 1 cr and above to Less than Rs. 5 cr 7.40 -
2 years and above to less than 3 years Rs. 1 cr and above to Less than Rs. 5 cr 7.25 -
3 years and above to less than 4 years Rs. 1 cr and above to Less than Rs. 5 cr 7.00 -
4 years and above to less than 5 years Rs. 1 cr and above to Less than Rs. 5 cr 7.00 -
5 years and above upto 7 years Rs. 1 cr and above to Less than Rs. 5 cr 6.50 -

For domestic deposits - Rs. 10 cr and above to Less than Rs. 25 cr [ Revised on : 13-12-2019 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Rs. 10 cr and above to Less than Rs. 25 cr 4.25 -
15 days to 30 days Rs. 10 cr and above to Less than Rs. 25 cr 4.75 -
31 days to 45 days Rs. 10 cr and above to Less than Rs. 25 cr 6.25 -
46 days to 60 days Rs. 10 cr and above to Less than Rs. 25 cr 6.30 -
61 days to 90 days Rs. 10 cr and above to Less than Rs. 25 cr 6.75 -
91 days to 120 days Rs. 10 cr and above to Less than Rs. 25 cr 7.00 -
121 days to 179 days Rs. 10 cr and above to Less than Rs. 25 cr 7.25 -
180 days Rs. 10 cr and above to Less than Rs. 25 cr 7.40 -
181 days to 270 days Rs. 10 cr and above to Less than Rs. 25 cr 7.25 -
271 Days to 279 Days Rs. 10 cr and above to Less than Rs. 25 cr 6.20 -
280 days to less than 12 months Rs. 10 cr and above to Less than Rs. 25 cr 7.25 -
12 months to less than 15 months Rs. 10 cr and above to Less than Rs. 25 cr 7.60 -
15 months to less than 18 months Rs. 10 cr and above to Less than Rs. 25 cr 7.35 -
18 months to less than 2 years Rs. 10 cr and above to Less than Rs. 25 cr 7.25 -
2 years and above to less than 3 years Rs. 10 cr and above to Less than Rs. 25 cr 7.00 -
3 years and above to less than 4 years Rs. 10 cr and above to Less than Rs. 25 cr 6.75 -
4 years and above to less than 5 years Rs. 10 cr and above to Less than Rs. 25 cr 6.75 -
5 years and above upto 7 years Rs. 10 cr and above to Less than Rs. 25 cr 6.00 -

For domestic deposits - Rs. 25 cr and above [ Revised on : 13-12-2018 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Rs. 25 cr and above 4.25 -
15 days to 30 days Rs. 25 cr and above 4.75 -
31 days to 45 days Rs. 25 cr and above 6.25 -
46 days to 60 days Rs. 25 cr and above 6.30 -
61 days to 90 days Rs. 25 cr and above 6.75 -
91 days to 120 days Rs. 25 cr and above 7.00 -
121 days to 179 days Rs. 25 cr and above 7.25 -
180 days Rs. 25 cr and above 7.40 -
181 days to 270 days Rs. 25 cr and above 7.25 -
271 Days to 279 Days Rs. 25 cr and above 6.20 -
280 days to less than 12 months Rs. 25 cr and above 7.25 -
12 months to less than 15 months Rs. 25 cr and above 7.60 -
15 months to less than 18 months Rs. 25 cr and above 7.35 -
18 months to less than 2 years Rs. 25 cr and above 7.25 -
2 years and above to less than 3 years Rs. 25 cr and above 7.00 -
3 years and above to less than 4 years Rs. 25 cr and above 6.75 -
4 years and above to less than 5 years Rs. 25 cr and above 6.75 -
5 years and above upto 7 years Rs. 25 cr and above 6.00 -

For domestic deposits - Rs. 5 cr and above to Less than Rs. 10 cr [ Revised on : 13-12-2019 ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
7 days to 14 days Rs. 5 cr and above to Less than Rs. 10 cr 4.25 -
15 days to 30 days Rs. 5 cr and above to Less than Rs. 10 cr 4.75 -
31 days to 45 days Rs. 5 cr and above to Less than Rs. 10 cr 6.25 -
46 days to 60 days Rs. 5 cr and above to Less than Rs. 10 cr 6.30 -
61 days to 90 days Rs. 5 cr and above to Less than Rs. 10 cr 6.75 -
91 days to 120 days Rs. 5 cr and above to Less than Rs. 10 cr 7.00 -
121 days to 179 days Rs. 5 cr and above to Less than Rs. 10 cr 7.25 -
180 days Rs. 5 cr and above to Less than Rs. 10 cr 7.40 -
181 days to 270 days Rs. 5 cr and above to Less than Rs. 10 cr 7.25 -
271 Days to 279 Days Rs. 5 cr and above to Less than Rs. 10 cr 6.20 -
280 days to less than 12 months Rs. 5 cr and above to Less than Rs. 10 cr 7.25 -
12 months to less than 15 months Rs. 5 cr and above to Less than Rs. 10 cr 7.50 -
15 months to less than 18 months Rs. 5 cr and above to Less than Rs. 10 cr 7.35 -
18 months to less than 2 years Rs. 5 cr and above to Less than Rs. 10 cr 7.25 -
2 years and above to less than 3 years Rs. 5 cr and above to Less than Rs. 10 cr 7.00 -
3 years and above to less than 4 years Rs. 5 cr and above to Less than Rs. 10 cr 6.75 -
4 years and above to less than 5 years Rs. 5 cr and above to Less than Rs. 10 cr 6.75 -
5 years and above upto 7 years Rs. 5 cr and above to Less than Rs. 10 cr 6.00 -

Tax Saver Fixed Deposits [ Amount capped at Rs. 1 lakh per Financial Year ]

Maturity Period Deposit Amount Interest Rate
General Senior Citizen
Tax Saving Deposits - 5 year upto 10 year Upto Rs. 1 lakh 6.50 6.50

For NRO Fixed Deposit - Less than Rs. 1 cr [ Revised on : 10-12-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Less than Rs. 1 cr 3.50
15 days to 30 days Less than Rs. 1 cr 4.00
31 days to 45 days Less than Rs. 1 cr 5.00
46 days to 90 days Less than Rs. 1 cr 5.50
91 days to 120 days Less than Rs. 1 cr 6.25
91 days to 179 days Less than Rs. 1 cr 6.25
180 days Less than Rs. 1 cr 7.00
181 days to 269 days Less than Rs. 1 cr 7.00
270 days Less than Rs. 1 cr 7.00
271 days to 363 days Less than Rs. 1 cr 7.00
364 days Less than Rs. 1 cr 7.00
365 days to 389 days Less than Rs. 1 cr 7.30
390 Days (12 months 25 days) Less than Rs. 1 cr 7.40
391 Days & above upto and inclusive of 699 Days Less than Rs. 1 cr 7.25
700 days (23 months) Less than Rs. 1 cr 7.25
701 days and above to less than 2 years Less than Rs. 1 cr 7.25
2 years to less than 3 years Less than Rs. 1 cr 7.25
3 years and above to less than 4 years Less than Rs. 1 cr 7.10
4 years and above to less than 5 years Less than Rs. 1 cr 7.00
5 years and above upto 10 years Less than Rs. 1 cr 6.50

For NRO Fixed Deposit - Rs. 1 cr and above to Less than Rs. 5 cr [ Revised on : 13-12-2019 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Rs. 1 cr and above to Less than Rs. 5 cr 4.50
15 days to 30 days Rs. 1 cr and above to Less than Rs. 5 cr 4.50
31 days to 45 days Rs. 1 cr and above to Less than Rs. 5 cr 5.75
46 days to 60 days Rs. 1 cr and above to Less than Rs. 5 cr 6.25
61 days to 90 days Rs. 1 cr and above to Less than Rs. 5 cr 6.50
91 days to 120 days Rs. 1 cr and above to Less than Rs. 5 cr 6.75
121 days to 179 days Rs. 1 cr and above to Less than Rs. 5 cr 6.75
180 days Rs. 1 cr and above to Less than Rs. 5 cr 7.10
181 days to 270 days Rs. 1 cr and above to Less than Rs. 5 cr 7.10
271 Days to 279 Days Rs. 1 cr and above to Less than Rs. 5 cr 6.25
280 days to less than 12 months Rs. 1 cr and above to Less than Rs. 5 cr 7.25
12 months to less than 15 months Rs. 1 cr and above to Less than Rs. 5 cr 7.40
15 months to less than 18 months Rs. 1 cr and above to Less than Rs. 5 cr 7.40
18 months to less than 2 years Rs. 1 cr and above to Less than Rs. 5 cr 7.40
2 years and above to less than 3 years Rs. 1 cr and above to Less than Rs. 5 cr 7.25
3 years and above to less than 4 years Rs. 1 cr and above to Less than Rs. 5 cr 7.00
4 years and above to less than 5 years Rs. 1 cr and above to Less than Rs. 5 cr 7.00
5 years and above upto 7 years Rs. 1 cr and above to Less than Rs. 5 cr 6.50

For NRO Fixed Deposit - Rs. 10 cr and above to Less than Rs. 25 cr [ Revised on : 13-12-2019 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Rs. 10 cr and above to Less than Rs. 25 cr 4.25
15 days to 30 days Rs. 10 cr and above to Less than Rs. 25 cr 4.75
31 days to 45 days Rs. 10 cr and above to Less than Rs. 25 cr 6.25
46 days to 60 days Rs. 10 cr and above to Less than Rs. 25 cr 6.30
61 days to 90 days Rs. 10 cr and above to Less than Rs. 25 cr 6.75
91 days to 120 days Rs. 10 cr and above to Less than Rs. 25 cr 7.00
121 days to 179 days Rs. 10 cr and above to Less than Rs. 25 cr 7.25
180 days Rs. 10 cr and above to Less than Rs. 25 cr 7.40
181 days to 270 days Rs. 10 cr and above to Less than Rs. 25 cr 7.25
271 Days to 279 Days Rs. 10 cr and above to Less than Rs. 25 cr 6.20
280 days to less than 12 months Rs. 10 cr and above to Less than Rs. 25 cr 7.25
12 months to less than 15 months Rs. 10 cr and above to Less than Rs. 25 cr 7.60
15 months to less than 18 months Rs. 10 cr and above to Less than Rs. 25 cr 7.35
18 months to less than 2 years Rs. 10 cr and above to Less than Rs. 25 cr 7.25
2 years and above to less than 3 years Rs. 10 cr and above to Less than Rs. 25 cr 7.00
3 years and above to less than 4 years Rs. 10 cr and above to Less than Rs. 25 cr 6.75
4 years and above to less than 5 years Rs. 10 cr and above to Less than Rs. 25 cr 6.75
5 years and above upto 7 years Rs. 10 cr and above to Less than Rs. 25 cr 6.00

For NRO Fixed Deposit - Rs. 25 cr and above [ Revised on : 13-12-2018 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Rs. 25 cr and above 4.25
15 days to 30 days Rs. 25 cr and above 4.75
31 days to 45 days Rs. 25 cr and above 6.25
46 days to 60 days Rs. 25 cr and above 6.30
61 days to 90 days Rs. 25 cr and above 6.75
91 days to 120 days Rs. 25 cr and above 7.00
121 days to 179 days Rs. 25 cr and above 7.25
180 days Rs. 25 cr and above 7.40
181 days to 270 days Rs. 25 cr and above 7.25
271 Days to 279 Days Rs. 25 cr and above 6.20
280 days to less than 12 months Rs. 25 cr and above 7.25
12 months to less than 15 months Rs. 25 cr and above 7.60
15 months to less than 18 months Rs. 25 cr and above 7.35
18 months to less than 2 years Rs. 25 cr and above 7.25
2 years and above to less than 3 years Rs. 25 cr and above 7.00
3 years and above to less than 4 years Rs. 25 cr and above 6.75
4 years and above to less than 5 years Rs. 25 cr and above 6.75
5 years and above upto 7 years Rs. 25 cr and above 6.00

For NRO Fixed Deposit - Rs. 5 cr and above to Less than Rs. 10 cr [ Revised on : 13-12-2019 ]

Maturity Period Deposit Amount Interest Rate
7 days to 14 days Rs. 5 cr and above to Less than Rs. 10 cr 4.25
15 days to 30 days Rs. 5 cr and above to Less than Rs. 10 cr 4.75
31 days to 45 days Rs. 5 cr and above to Less than Rs. 10 cr 6.25
46 days to 60 days Rs. 5 cr and above to Less than Rs. 10 cr 6.30
61 days to 90 days Rs. 5 cr and above to Less than Rs. 10 cr 6.75
91 days to 120 days Rs. 5 cr and above to Less than Rs. 10 cr 7.00
121 days to 179 days Rs. 5 cr and above to Less than Rs. 10 cr 7.25
180 days Rs. 5 cr and above to Less than Rs. 10 cr 7.40
181 days to 270 days Rs. 5 cr and above to Less than Rs. 10 cr 7.25
271 Days to 279 Days Rs. 5 cr and above to Less than Rs. 10 cr 6.20
280 days to less than 12 months Rs. 5 cr and above to Less than Rs. 10 cr 7.25
12 months to less than 15 months Rs. 5 cr and above to Less than Rs. 10 cr 7.50
15 months to less than 18 months Rs. 5 cr and above to Less than Rs. 10 cr 7.35
18 months to less than 2 years Rs. 5 cr and above to Less than Rs. 10 cr 7.25
2 years and above to less than 3 years Rs. 5 cr and above to Less than Rs. 10 cr 7.00
3 years and above to less than 4 years Rs. 5 cr and above to Less than Rs. 10 cr 6.75
4 years and above to less than 5 years Rs. 5 cr and above to Less than Rs. 10 cr 6.75
5 years and above upto 7 years Rs. 5 cr and above to Less than Rs. 10 cr 6.00

For NRE Fixed Deposit - Less than Rs. 1 cr [ Revised on : 13-07-2017 ]

Maturity Period Deposit Amount Interest Rate
365 days to 389 days Less than Rs. 1 cr 6.75
390 Days (12 months 25 days) Less than Rs. 1 cr 6.75
391 Days & above upto and inclusive of 699 Days Less than Rs. 1 cr 6.50
700 days (23 months) Less than Rs. 1 cr 6.50
701 days and above to less than 2 years Less than Rs. 1 cr 6.50
2 years to less than 3 years Less than Rs. 1 cr 6.50
3 years and above to less than 4 years Less than Rs. 1 cr 6.25
4 years and above to less than 5 years Less than Rs. 1 cr 6.25
5 years and above upto 10 years Less than Rs. 1 cr 6.00

For NRE Fixed Deposit - Rs. 1 cr and above to Less than Rs. 5 cr [ Revised on : 27-07-2019 ]

Maturity Period Deposit Amount Interest Rate
12 months to less than 15 months Rs. 1 cr and above to Less than Rs. 5 cr 6.50
15 months to less than 18 months Rs. 1 cr and above to Less than Rs. 5 cr 6.50
18 months to less than 2 years Rs. 1 cr and above to Less than Rs. 5 cr 6.25
2 years and above to less than 3 years Rs. 1 cr and above to Less than Rs. 5 cr 6.00
3 years and above to less than 4 years Rs. 1 cr and above to Less than Rs. 5 cr 6.00
4 years and above to less than 5 years Rs. 1 cr and above to Less than Rs. 5 cr 6.00
5 years and above upto 7 years Rs. 1 cr and above to Less than Rs. 5 cr 6.00

For NRE Fixed Deposit - Rs. 10 cr and above to Less than Rs. 25 cr [ Revised on : 27-07-2019 ]

Maturity Period Deposit Amount Interest Rate
12 months to less than 15 months Rs. 10 cr and above to Less than Rs. 25 cr 6.05
15 months to less than 18 months Rs. 10 cr and above to Less than Rs. 25 cr 6.10
18 months to less than 2 years Rs. 10 cr and above to Less than Rs. 25 cr 6.10
2 years and above to less than 3 years Rs. 10 cr and above to Less than Rs. 25 cr 6.10
3 years and above to less than 4 years Rs. 10 cr and above to Less than Rs. 25 cr 6.15
4 years and above to less than 5 years Rs. 10 cr and above to Less than Rs. 25 cr 6.15
5 years and above upto 7 years Rs. 10 cr and above to Less than Rs. 25 cr 6.00

For NRE Fixed Deposit - Rs. 25 cr and above [ Revised on : 27-07-2017 ]

Maturity Period Deposit Amount Interest Rate
12 months to less than 15 months Rs. 25 cr and above 6.05
15 months to less than 18 months Rs. 25 cr and above 6.10
18 months to less than 2 years Rs. 25 cr and above 6.10
2 years and above to less than 3 years Rs. 25 cr and above 6.10
3 years and above to less than 4 years Rs. 25 cr and above 6.15
4 years and above to less than 5 years Rs. 25 cr and above 6.15
5 years and above upto 7 years Rs. 25 cr and above 6.00

For NRE Fixed Deposit - Rs. 5 cr and above to Less than Rs. 10 cr [ Revised on : 27-07-2019 ]

Maturity Period Deposit Amount Interest Rate
12 months to less than 15 months Rs. 5 cr and above to Less than Rs. 10 cr 6.05
15 months to less than 18 months Rs. 5 cr and above to Less than Rs. 10 cr 6.10
18 months to less than 2 years Rs. 5 cr and above to Less than Rs. 10 cr 6.10
2 years and above to less than 3 years Rs. 5 cr and above to Less than Rs. 10 cr 6.10
3 years and above to less than 4 years Rs. 5 cr and above to Less than Rs. 10 cr 6.15
4 years and above to less than 5 years Rs. 5 cr and above to Less than Rs. 10 cr 6.15
5 years and above upto 7 years Rs. 5 cr and above to Less than Rs. 10 cr 6.00

Latest Atricles

Kotak Mahindra Bank Hikes Interest Rates on Fixed Deposits

The private lender – Kotak Mahindra Bank announced a hike in interest rates of fixed deposits with effect from November 15, 2018.

The new interest rates are applicable to all the deposits whose value is up to Rs 1 crore.

The normal citizens will receive an interest of 3.50% per annum on the deposits which are parked for a period of 7 – 14 days and the senior citizens will get an additional 0.50% added with the regular interest rate which will come up to 4.00% per annum on fixed deposits with a tenure of 7 – 14 days.

The regular investors can secure the highest rate of interest from the bank by parking their fund for a period of 365 days – 389 days or for 390 days ( 12 months and 25 days) and get 7.30% interest per annum.

19 November 2018
Public Sector / Nationalized Banks
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